D. Humphrey

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The Effects of Megamergers on Efficiency and Prices: Evidence from a Bank Profit Function

Allen N. Berger, Jalal D. Akhavein, Allen N. Berger, 1997 .

Bank efficiency derived from the profit function

Allen N. Berger, D. Humphrey, D. Hancock, 1993 .

Do cross-country differences in bank efficiency support a policy of "national champions"?

D. Humphrey, S.Carbó Valverde, Rafael López del Paso, 2007 .

Cash, Paper, and Electronic Payments: A Cross-Country Analysis

Jukka M. Vesala, D. Humphrey, L. Pulley, 1996 .

Flow versus stock indicators of banking output: Effects on productivity and scale economy measurement

David B. Humphrey, D. Humphrey, 1992 .

Measurement and Efficiency Issues in Commercial Banking

Allen N. Berger, D. Humphrey, 1992 .

Cost reductions in electronic payments: The roles of consolidation, economies of scale, and technical change

David B. Humphrey, James A. Wilcox, Diana Hancock, 1999 .

Efficiency of financial institutions: International survey and directions for future research

Allen N. Berger, D. Humphrey, 1997 .

Bias in Malmquist index and cost function productivity measurement in banking

David B. Humphrey, Ana Lozano-Vivas, D. Humphrey, 2002 .

Consistency Conditions for Regulatory Analysis of Financial Institutions : A Comparison of Frontier Efficiency Methods

Gary D. Ferrier, David B. Humphrey, Allen N. Berger, 1997 .

Consistency Conditions for Regulatory Analysis of Financial Institutions: A Comparison of Frontier Efficiency Methods

Allen N. Berger, D. Humphrey, G. Ferrier, 1998 .

Competitive viability in banking: Scale, scope, and product mix economies

Allen N. Berger, D. Humphrey, G. Hanweck, 1987 .

Consistency Conditions for Regulatory Analysis of Financial Institutions: A Comparison of Frontier Efficiency Methods

Gary D. Ferrier, Allen N. Berger, D. Humphrey, 1998 .

Efficiency of Financial Institutions: International Survey and Directions for Future Research

Allen N. Berger, Allen N. Berger, D. Humphrey, 1997 .

Opening The Black Box: Finding the Source of Cost Inefficiency

D. Humphrey, S.Carbó Valverde, Santiago Carbó Valverde, 2004 .

EXPLAINING BANK COST EFFICIENCY IN EUROPE: ENVIRONMENTAL AND PRODUCTIVITY INFLUENCES.

D. Humphrey, S.Carbó Valverde, Rafael López del Paso, 2005 .

The dominance of inefficiencies over scale and product mix economies in banking

Allen N. Berger, D. Humphrey, 1991 .

Why Do Estimates of Bank Scale Economies Differ?

D. Humphrey, 1990 .

Payment transactions, instruments, and systems: A survey

D. Humphrey, D. Hancock, 1997 .

Payment Scale Economies, Competition, and Pricing

D. Humphrey, 2009, SSRN Electronic Journal.

Bank competition efficiency in Europe: A frontier approach

W. Bolt, D. Humphrey, 2010 .

Substitution of Noncash Payment Instruments for Cash in Europe

Jukka M. Vesala, D. Humphrey, Jussi Snellman, 2000 .

Replacement of cash by cards in US consumer payments

D. Humphrey, 2004 .

Cash Use Across Countries and the Demand for Central Bank Digital Currency

David Humphrey, Tanai Khiaonarong, Tanai Khiaonarong, 2019, IMF Working Papers.

Substituting intermediates for capital and labour with alternative functional forms: an aggregate study

D. Humphrey, B. Wolkowitz, 1976 .

Retail payments: New contributions, empirical results, and unanswered questions

David B. Humphrey, D. Humphrey, 2010 .

Bank Scale Economies, Mergers, Concentration, and Efficiency: The U.S. Experience

David B. Humphrey, Allen N. Berger, D. Humphrey, 1994 .

Scale Economies in Banking: A Restructuring and Reassessment

David B. Humphrey, George J. Benston, Gerald A. Hanweck, 1982 .

Economies of scale and scope in banking

Allen N. Berger, D. Humphrey, G. Benston, 1983 .

Transaction Pricing and the Adoption of Electronic Payments: A Cross-Country Comparison

David B. Humphrey, Wilko Bolt, W. Bolt, 2012 .

A cost-benefit analysis of a two-sided card market

D. Humphrey, S.Carbó Valverde, José M Liñares Zegarra, 2008 .

Banks' Responses to Deregulation: Profits, Technology, and Efficiency

Lawrence B. Pulley, David B. Humphrey, D. Humphrey, 1997 .

Payments System Risk, Market Failure, and Public Policy

David B. Humphrey, D. Humphrey, 1987 .

THE DETERMINANTS AND STRUCTURE OF IMPORT SUBSTITUTION

D. Humphrey, 1970 .

A Revenue-Based Frontier Measure of Banking Competition

D. Humphrey, Francisco Rodríguez-Fernández, Santiago Carbó, 2009 .

Bank Examination Data as Predictors of Bank Net Loan Losses

D. Humphrey, D. R. Graham, 1978 .

Distance functions, bank output, and productivity

D. Humphrey, 2020 .

Cost Dispersion and the Measurement of Economies in Banking

D. Humphrey, 1987 .

Central Banks and the Payment System

D. Humphrey, 2001 .

Scale economies at automated clearinghouses

D. Humphrey, 1980 .

Costs, scale economies, competition, and product mix in the U.S. payments mechanism

D. Humphrey, 1980 .

Settlement Finality as a Public Good in Large-Value Payment Systems

H. Pagès, D. Humphrey, H. Pagès, 2005, SSRN Electronic Journal.

Payment Network Scale Economies, SEPA, and Cash Replacement

W. Bolt, D. Humphrey, 2007 .

WORKING PAPER NO . 07-32 PAYMENT NETWORK SCALE ECONOMIES , SEPA

W. Bolt, D. Humphrey, 2007 .

The U.S. payments system : costs, pricing, competition, and risk

D. Humphrey, 1984 .

Intraday Credit: Risk, Value, and Pricing

D. Humphrey, D. Mengle, Bruce J. Summers, 1987 .

The U.S. payment system--efficiency, risk and the role of the Federal Reserve: proceedings of a symposium held May 25-26, 1988

D. Humphrey, 1990 .

Realizing the Gains from Electronic Payments: Costs, Pricing, and Payment Choice

David B. Humphrey, Moshe Kim, Bent Vale, 2001 .

Benefits from Collecting Checks Electronically

David B. Humphrey, D. Humphrey, 2014 .

Getting Rid of Paper: Savings from Check 21

D. Humphrey, R. Hunt, 2012 .

EFFECTS OF ATMs AND ELECTRONIC PAYMENTS ON BANKING COSTS: THE SPANISH CASE BANKING

David B. Humphrey, D. Humphrey, Rafael López del Paso, 2003 .

Substitution among Capital, Labor, and Natural Resource Products in American Manufacturing

David B. Humphrey, John R. Moroney, D. Humphrey, 1975, Journal of Political Economy.

Payment Network Scale Economies, SEPA, and Cash Replacement

David B. Humphrey, Wilko Bolt, W. Bolt, 2007 .

Cross-Country Comparisons of Competition and Pricing Power in

Philip Molyneux, David B. Humphrey, D. Humphrey, 2006 .

Estimating the intensity of price and non-price competition in banking: an application to the Spanish case

D. Humphrey, S.Carbó Valverde, J. M. Villarroya, 2005 .

The Check's in the Mail: Why the United States Lags in the Adoption of Cost-Saving Electronic Payments

Lawrence B. Pulley, David B. Humphrey, Jukka M. Vesala, 2000 .

Payment scale economies from individual bank data

W. Bolt, D. Humphrey, 2009 .

What Does it Cost to Make a Payment?

David B. Humphrey, Ted Lindblom, Göran Bergendahl, 2003 .

Megamergers in Banking and the Use of Cost Efficiency as an Antitrust Defense

David B. Humphrey, Allen N. Berger, D. Humphrey, 1992 .

Interstate banking and the payments system

Allen N. Berger, D. Humphrey, 1988 .

Market Responses to Pricing Fedwire Daylight Overdrafts

D. Humphrey, 1989 .

Daylight overdrafts and payments system risk

D. Humphrey, Terrence M. Belton, Jeffrey C. Marquardt, 1987 .

Credit Unions And Asset Accumulation By Lower-Income Households

D. Humphrey, J. Caskey, 1999 .

Costs and Technical Change: Effects from Bank Deregulation

D. Humphrey, 1990 .

Distance functions, bank output, and productivity

D. Humphrey, 2020, Journal of Productivity Analysis.

Competition, efficiency, and the future of the banking industry

Allen N. Berger, D. Humphrey, 1992 .

Public Good Issues in Target: Natural Monopoly, Scale Economies, Network Effects and Cost Allocation

W. Bolt, D. Humphrey, 2005, SSRN Electronic Journal.

Building sound finance in emerging market economies

David H. Scott, Peter M. Garber, D. Humphrey, 1993 .

Assessing the FDIC's premium and examination policies using ‘Soviet’ put options

D. Humphrey, T. W. Epps, L. Pulley, 1996 .

Do Consumers Pay for One-Stop Banking?

Allen N. Berger, D. Humphrey, L. Pulley, 1993 .

Do consumers pay for one-stop banking? Evidence from a non-standard revenue function

Allen N. Berger, D. Humphrey, L. Pulley, 1993 .

Computing DEA/AR efficiency and profit ratio measures with an illustrative bank application

Russell G. Thompson, P. S. Dharmapala, D. B. Humphrey, 1996, Ann. Oper. Res..

The future of cash: falling legal use and implications for government policy

David B. Humphrey, Aris Kaloudis, D. Humphrey, 2004 .

Measuring the Effective Rate of Protection: Direct and Indirect Effects

D. Humphrey, 1969, Journal of Political Economy.

Changes in Protection and Inflation in Argentina, 1953-1966

D. Humphrey, 1969 .

DEMAND INFLATION AND EFFECTIVE PROTECTION

D. Humphrey, 1970 .

On Substitution and the Effective Rate of Protection

D. Humphrey, Jr. Theodore Tsukahara, T. Tsukahara, 1970 .

The Role of Fixed Costs and Cost Complementarities in Determining Scope Economies and the Cost of Narrow Banking Proposals

D. Humphrey, L. Pulley, 1993 .

The evolution of payments in Europe, Japan, and the U.S.: lessons for emerging market economies

Jukka M. Vesala, D. Humphrey, S. Sato, 1999 .

Market failure and resource use: economic incentives to use different payment instruments

Allen N. Berger, D. Humphrey, 1988 .

A Frontier Measure of U.S. Banking Competition

David Humphrey, Wilko Bolt, W. Bolt, 2012, Eur. J. Oper. Res..

Benefits from a changing payment technology in European banking

David B. Humphrey, Ted Lindblom, Göran Bergendahl, 2006 .

Cost Savings from Electronic Payments and Atms in Europe

D. Humphrey, 2003 .

Public Good Aspects of TARGET: Natural Monopoly, Scale Economies, and Cost Allocation

W. Bolt, D. Humphrey, 2005 .

Panel Data in Banking: Research Issues and Data Peculiarities

D. Humphrey, 2019, Panel Data Econometrics.

Delivering Deposit Services: ATMs versus Branches

D. Humphrey, David B. Humphrey, 1994 .

Economies to scale in federal reserve check processing operations

D. Humphrey, 1981 .

New banking powers: A portfolio analysis of bank investment in real estate☆

D. Humphrey, R. Rosen, M. Kwast, 1989 .

The Effect of Transaction Pricing on the Adoption of Electronic Payments: A Cross-Country Comparison.

W. Bolt, D. Humphrey, R. Uittenbogaard, 2005 .

Predicted and actual costs from individual bank mergers

D. Humphrey, S.Carbó Valverde, 2004 .

The role of interstate banking in the diffusion of electronic payments technology

Allen N. Berger, D. Humphrey, 1985 .

Cost Recovery and Pricing of Payment Services

D. Humphrey, Fernando Montes-Negret, Robert Keppler, 1997 .

The Economics of Electronic Benefit Transfer Payments

D. Humphrey, 1996 .

Real-Time Gross Settlement and the Costs of Immediacy

William Roberds, Stacey L. Schreft, Charles M. Kahn, 1999 .

Comment on Intraday Bank Reserve Management: The Effects of Caps and Fees on Daylight Overdrafts

D. Humphrey, 1996 .

Productivity in Banking and Effects from Deregulation

D. Humphrey, 1991 .

Inefficiency and productivity growth in banking: a comparison of stochastic econometric and thick frontier methods

Allen N. Berger, D. Humphrey, P. Bauer, 1991 .

Do consumers pay for one-stop banking? Evidence from an alternative revenue function

Allen N. Berger, D. Humphrey, L. Pulley, 1996 .

Cost and technical change: Effects from bank deregulation

D. Humphrey, 1993 .

Scope Economies: Fixed Costs, Complementarity, and Functional Form

D. Humphrey, L. Pulley, 1991 .

Transforming Payment Systems: Meeting the Needs of Emerging Market Economies

D. Humphrey, S. Sato, 1995 .

Intermediation and cost determinants of large bank liability composition

D. Humphrey, 1981 .

Large bank intra-deposit maturity composition: CDs and small time deposits 1970-1977

D. Humphrey, 1979 .

Assessing Bank Competition for Consumer Loans

W. Bolt, D. Humphrey, 2014 .

Competition in Bank-Provided Payment Services

W. Bolt, D. Humphrey, 2013, SSRN Electronic Journal.

Payment Scale Economies and the Replacement of Cash and Stored Value Cards

W. Bolt, D. Humphrey, 2006 .

Scale economies, bank mergers, and electronic payments: A spline function approach

D. Humphrey, Bent Vale, 2004 .

Assessing bank competition for consumer loans ∗ 20 January 2015

W. Bolt, D. Humphrey, 2015 .

Electronic Payments and ATMs: Changing Technology and Cost Efficiency in Banking*

D. Humphrey, S.Carbó Valverde, Rafael López del Paso, 2004 .

Deregulation, Bank Competition and Regional Growth

D. Humphrey, Francisco Rodriguez Fernandez, Santiago Carbó Valverdie, 2003 .

The falling share of cash payments in Spain

David B. Humphrey, D. Humphrey, S.Carbó Valverde, 2003 .

Payment Systems: Principles, Practice, and Improvements

D. Humphrey, David Burras Humphrey, 1995 .

Substitutions among energy imputs in U.S. manufacturing

D. Humphrey, 1977 .

REGIONAL MULTIPLIERS AND EFFECTIVE PROTECTION: A SYNTHESIS*

D. Humphrey, 1972 .