Umar Safdar Kiani

Consumers’ Intention to Adopt m-payment/m-banking: The Role of Their Financial Skills and Digital Literacy

Saif Ullah, Umar Safdar Kiani, Basharat Raza, 2022, Frontiers in Psychology.

Linking spiritual leadership and employee pro-environmental behavior: The influence of workplace spirituality, intrinsic motivation, and environmental passion

Yuosre F. Badir, Bilal Afsar, Bilal Afsar, 2016 .