Automated teller machine having an accessing point and method for providing financial service using the same

The ATM and the financial service providers using the same method with a wireless access point is disclosed. The user interface section perform data transmission and reception and the storage medium in which information is recorded, and outputs the information to the user via the output device. A first financial processing unit to perform data transmission and reception process with the recognized storage medium provides financial services comprising a balance inquiry, deposit and withdrawal. The first network connection unit is connected to the ATM network that is connected to the financial institution server to transfer the data according to the performing of the financial services to a financial institution server, and receives the processed data from the financial institution server. A second network connection, the access points are connected to establish a communication path to enable wireless communication for a user of the radio communication terminal enters the predetermined communication area. Second banking service unit to perform the data transmission and reception process with the user of the wireless communication terminal via the access point provides the financial service, a digital token providing services, and at least one service from the service V2oIP. According to the present invention may provide financial services to provide the most viable solution to the customer, it is possible to improve the social security by introducing a printed digital tokens tokens and one-time cash. ATM, access points, banking, token, wireless Internet access