Has the Habitat for Humanity Housing Scheme achieved its goals? A Ghanaian case study

This work evaluates the Habitat for Humanity Housing Scheme in Ghana in the context of its goals. The Logical Framework is used to aid this assessment. We find that though the housing scheme has made progress in accommodating the low-income community in Agona and Kona, 80% of the houses develop cracks soon after completion. Apart from a few houses, the scheme has not improved any inadequate housing. Probably the most serious downside of the scheme is that it makes no serious effort to create economic opportunities in the community apart from housing. Little wonder that about 64% of the beneficiaries are yet to repay their loans.

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