The social security system in Japan was developed under the premise that postwar families represented the most common type of family. A “postwar famil” refers to a family in which: (1) men and women are married; (2) husbands work as regular employees and wives are dependent homemakers; and (3) husbands and wives seldom get divorced. Therefore, the social security system is particularly generous towards dependent wives and widows. However, these premises are no longer valid because Japanese nuptiality behavior has completely changed since the 1980s. Marriage rates have decreased and divorce rates have significantly increased. Nevertheless, society still suffers from a wage inequality between men and women. As a result, the number of never-married or divorced elderly women will increase, and these women might face a serious poverty risk in the future. In this study, the author makes simulations of the living arrangements and poverty rates for the elderly in Japan and evaluates the effect of changes in nuptiality behavior on these poverty rates using a dynamic microsimulation model. The simulation results indicate that changes in nuptiality behavior will affect the poverty rate for elderly women, but not for elderly men.
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