A non-contact IC card payment and implementation of telecommunications

A non-contact IC card payment and telecom implementation, involving contactless payment field, reduce the replacement cost of the chip increases brought about, at the same time conducive to transplant the existing code. The present invention comprises: a first input and output pins, a first reset pin, a first power pin, a first ground pin, a first clock input pins and output pins including a plurality of general-purpose contact-type chip, pin includes a second input and an output, the second reset pin, a second power pin, a second ground pin and a second pin clock chip including a non-contact, contact and contactless chip share the same ground and a clock signal terminal, a contactless chip and the external interface device implemented to enable telecommunications functions and functions related to the payment menu, a contactless chip for realizing the function of the contactless payment, contactless chip through O port pins of the general connection with a contactless chip to implement a control of a contactless chip and its data transmission.