Experience, Comfort, and Privacy Concerns: Antecedents of Online Spending

Purpose – The purpose of this paper is to examine antecedents of consumer online spending.Design/methodology/approach – A sample of 766 college students in the USA completed surveys using intercept interviews on a college campus. The research examines the consumer's level of technological savvy, experience with online shopping, level of confidence that online activities are not monitored, worry about other parties obtaining credit card information, comfort providing personal information online, and concern for online privacy when predicting the amount a consumer will spend online.Findings – The findings reveal that consumer experience with online shopping and level of comfort with providing personal information online were significant predictors of the amount spent online. Surprisingly, privacy concerns were not a significant factor in online spending.Practical implications – The results provide useful information to online marketers and privacy advocates by revealing factors that influence the amount spe...

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