Window on the Unbanked : Mobile Money in the Philippines
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Earlier this year, Consultative Group to Assist the Poorest (CGAP) teamed up with the Global System for Mobile Communications (GSM) Association (GSMA) (a global trade association for the mobile communications industry) and McKinsey (a global management consulting firm) to measure the global market for financial services delivered via mobile phones (mobile money) in 147 developing countries. This is the first study of mobile money and the unbanked-those without access to formal financial services-estimated to be almost four billion worldwide.