Pengaruh Modal Sendiri dan Kredit Usaha Rakyat (KUR) Terhadap Profit Pada UKM di Kabupaten Malang

This study aims to determine the self-capital and people's business credit (KUR) to profit. Its capital is capital that comes from the company (reserves, profits) or comes from taking part, participants or owners. Public business credit (KUR) is credit or financing channeled by banks to SMEs to develop their businesses. The population used in this study amounted to 100 UKM. The sample selection technique uses the Purposive sampling method. The data analysis technique used is multiple linear regression analysis. Based on the results of data analysis that self-capital and people's business credit all residuals are normal variables. The results of the classic assumption of self-capital and people's business credit do not occur multicollinearity and there are no symptoms of hormones capacity. Hypothesis testing uses F and t-test. The results of the F test show that all of them influence profit. The results of the t-test show that there is an influence between the variable capital itself and the profit and the people's business credit (KUR) which affect profit.