This report presents results from extensive fieldwork carried out by the Wider Benefits of Learning research team. It presents an original analytical framework developed specifically for this study, combined with empirical results from 140 in-depth biographical interviews in three different areas of England. The interviews explore the way learning affects people’s health and well-being; their family lives; and their engagement in civic activity. The report addresses these effects at both an individual and collective level. It concludes with a set of significant policy implications.