Early Experience with High-Deductible and Consumer-Driven Health Plans: Findings from the Ebri/Commonwealth Fund Consumerism in Health Care Survey

This paper presents findings from the first EBRI/Commonwealth Fund Consumerism in Health Care Survey. The online survey of privately insured adults ages 21-64 was conducted to provide national data regarding the growth of high-deductible health plans with and without savings accounts and their impact on the behavior and attitudes of health care consumers. The sample was randomly drawn from Harris Poll Online, Harris Interactive's online sample of Internet users who have agreed to participate in research surveys. The survey findings suggest that so far individuals in CDHPs and HDHPs are less satisfied than individuals with comprehensive health insurance with various aspects of their health plan, are less satisfied overall with their health plan, and are less likely to recommend the plan to a friend or work colleague.

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