On Methodology of E-wallet Construction for Partially Off-line Payment System

We propose a methodology for the construction of e-wallet with off-line divisible e-cash, with such properties as anonymity against vendor and full traceability from bank. Since this system is fully controlled by bank from the issuance of e-money to e-cash deposit, the prevention of an overpayment and the detection of a dishonest user are provided.

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