World Bank Document

The Policy, Research, and External Affairs Comnplcx disuibutes PRE Working Papers ,o disstminste the ridAi.p of work in progres and to encourage the exchange of ideas among Bank rtaff and all others interested in development issues These papen carry the names of the authors, reflect only their views, and should be used and cited accordingly. The rindmgs. interpretations, and conclusirss are the authors' own. They should not be attributed to the World Bank, its Board of Directors, its managenent, or any of its memb5r counes. P ub lic D is cl os ur e A ut ho riz ed

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