The banking trade system utilizing the e-mail account and its trading method

PURPOSE: A financial transaction system by using an E-mail address and the transaction method is provided to simplify financial transactions through using E-mail ID concept instead of account numbers. CONSTITUTION: A financial transaction system by using an E-mail address consists of five parts. First, an E-mail server(10) gets a user's personal information, gives an E-mail ID to the user, sends the result mail of a financial transaction to the user, and provides the given information to a van server(22). Second, a bank server(34) gets a user's personal information from the PC(33), connected through the internet banking site(31), gives an E-mail ID to the user, provides the given information to the van server(22), and receives the information about the customer's financial transaction request. Third, a real accounts DB(21) stores real bank accounts by E-mail addresses. Fourth, a van server(22) searches the real account numbers according to the received E-mail addresses, and executes real financial transactions. Fifth, other banks' servers are connected to the van server for real financial transactions.