Beyond fifth-generation (5G) heterogeneous networks (HetNets) are facing the challenge of accommodating enormous mobile users and data traffic with scarce spectrum resources in the microWave (<inline-formula> <tex-math notation="LaTeX">$\mu $ </tex-math></inline-formula>Wave) band. In this work, we consider both challenges in HetNets comprising large size, high power base station (LHB) and relay operating in <inline-formula> <tex-math notation="LaTeX">$\mu $ </tex-math></inline-formula>Wave band and small size, low power base station (SLB) and device-to-device (D2D) operating in millimeter wave (mmWave) band. We formulate user association optimization problems to pitch user association schemes based on downlink uplink decoupled (DU-DPL) access against traditional downlink uplink coupled (DU-CPL) access in HetNets to gauge the performance of these access schemes in terms of accommodating users and spectrum efficiency in <inline-formula> <tex-math notation="LaTeX">$\mu $ </tex-math></inline-formula>Wave and mmWave bands. Formulated problems are non-deterministic polynomial-time hard (NP-hard) and solved using <inline-formula> <tex-math notation="LaTeX">$\epsilon $ </tex-math></inline-formula>-optimal algorithm. Simulation results show the edge of DU-DPL access over DU-CPL access in terms of users association and spectrum efficiency.