Iterative model-based binarization algorithm for cheque images

Abstract. Binarization of document images with poor contrast, strong noise, complex patterns, and variable modalities in the gray-scale histograms is a challenging problem. A new binarization algorithm has been developed to address this problem for personal cheque images. The main contribution of this approach is optimizing the binarization of a part of the document image that suffers from noise interference, referred to as the Target Sub-Image (TSI), using information easily extracted from another noise-free part of the same image, referred to as the Model Sub-Image (MSI). Simple spatial features extracted from MSI are used as a model for handwriting strokes. This model captures the underlying characteristics of the writing strokes, and is invariant to the handwriting style or content. This model is then utilized to guide the binarization in the TSI. Another contribution is a new technique for the structural analysis of document images, which we call “Wavelet Partial Reconstruction” (WPR). The algorithm was tested on 4,200 cheque images and the results show significant improvement in binarization quality in comparison with other well-established algorithms.