System and method for financial transaction between mobile devices by using virtual account and program recording medium

A method for financial transaction between wireless terminals using a virtual account, a system and a recording medium therefore are provided to offer a safe and convenient financial transaction service. A system for financial transaction between wireless terminals using a virtual account comprises a message reception part receiving predetermined receiver wireless terminal information and transaction money information with a predetermined identifier in the messaging information of a radio message, a verifying information part confirming the receiver financial account information connected to the receiver wireless terminal information and the remitter financial account information connected to the remitter wireless terminal information, a virtual account treatment part paying on the virtual account which regards the remitter finance account or the receiver finance account as the parent account, a financial transaction confirmation part confirming the receiver agreement about the financial transaction by connecting to the wireless terminal corresponding to the receiver wireless terminal information and a financial transaction process part paying the amount of money deposited in the virtual account on the receiver finance account.