How to Improve the Interaction Design of NFC Payment Terminals?

Near field communication (NFC) payments also popularly known as contactless payments are increasingly used in retails shops like supermarkets and cafes nowadays. User studies on NFC payments show that NFC payments fail to provide users with the appropriate user experience. In this paper, we aimed to redesign the existing NFC payment experience design by altering 5 factors namely the audio feedback, the visual feedback, the haptic feedback, the screen design of the payment terminal and the NFC component. The results show that altering the aforementioned factors increase the usability of NFC payments and provides users with privacy and security-enhanced experience. We also framed 5 guidelines based on our evaluation results which will aid designers while designing or redesigning any system. We also believe that our research methods and guidelines contribute to the researches in the HCI community.

[1]  Josef Langer,et al.  NFC Devices: Security and Privacy , 2008, 2008 Third International Conference on Availability, Reliability and Security.

[2]  Jakob Nielsen,et al.  Usability inspection methods , 1994, CHI 95 Conference Companion.

[3]  Manfred Tscheligi,et al.  NFC Payments - Gaps Between User Perception and Reality , 2017, Privacy and Identity Management.

[4]  Jesse James Garrett The Elements of User Experience: User-Centered Design for the Web , 2002 .

[5]  R. Kitchin,et al.  'Out of Place', 'Knowing One's Place': Space, power and the exclusion of disabled people , 1998 .

[6]  L. Ou,et al.  A study of colour emotion and colour preference. Part I: Colour emotions for single colours , 2004 .

[7]  D. Norman The psychology of everyday things , 1990 .

[8]  John C. McCarthy,et al.  Technology as experience , 2004, INTR.

[9]  Bernd W. Wirtz,et al.  Understanding consumer acceptance of mobile payment services: An empirical analysis , 2010, Electron. Commer. Res. Appl..

[10]  R. A. Hill,et al.  Psychology: Red enhances human performance in contests , 2005, Nature.

[11]  Michael Massoth,et al.  Performance of Different Mobile Payment Service Concepts Compared with a NFC-Based Solution , 2009, 2009 Fourth International Conference on Internet and Web Applications and Services.

[12]  John J. Bosley Creating a Short Usability Metric for User Experience (UMUX) Scale , 2013, Interact. Comput..

[13]  Garry Wei-Han Tan,et al.  NFC mobile credit card: The next frontier of mobile payment? , 2014, Telematics Informatics.

[14]  Manfred Tscheligi,et al.  Changed the Cup, Not the Saucer - NFC Payments in Supermarkets , 2018, HCI.

[15]  John Maeda,et al.  The laws of simplicity , 2006, Design, technology, business, life.

[16]  Marie‐Christine Lichtlé,et al.  The effect of an advertisement’s colour on emotions evoked by attitude towards the ad , 2007 .

[17]  Mehmet N. Aydin,et al.  Current benefits and future directions of NFC services , 2010, 2010 International Conference on Education and Management Technology.