A wireless payment system

The swift advance of wireless networking, communication, and mobile technology is making a big impact to daily life. The significant increase of mobile device users in the recent years causes a strong demand on secured wireless information services and reliable mobile commerce (m-commerce) applications. Since mobile payment (m-payment) is a critical part of most wireless information services and applications, how to generate secured m-payment systems has become a hot research topic. This paper proposes a peer-to-peer m-payment system, known as P2P-Paid to allow mobile users to conduct wireless payments over the Bluetooth communications and to perform related secured transactions with the server. This paper introduces backgrounds, related work, and the system communication protocol, and provides system overview, security solution as well as implementation report.

[1]  Jan Ondrus,et al.  A Disruption Analysis in the Mobile Payment Market , 2005, Proceedings of the 38th Annual Hawaii International Conference on System Sciences.

[2]  J. Gao,et al.  P2P-Paid: A Peer-to-Peer Wireless Payment System , 2005, Second IEEE International Workshop on Mobile Commerce and Services.

[3]  Huang Zheng,et al.  Electronic payment in mobile environment , 2002, Proceedings. 13th International Workshop on Database and Expert Systems Applications.

[4]  Laurence T. Yang,et al.  Proceedings of the 3rd international conference on Embedded Software and Systems , 2007 .

[5]  Norman Sadeh,et al.  M-Commerce: Technologies, Services, and Business Models , 2002 .

[6]  Johan Lindberg,et al.  A comparative study of speaker verification systems using the polycost database , 1998, ICSLP.

[7]  Jerry Zeyu Gao,et al.  Wireless Advertising's Challenges and Opportunities , 2003, Computer.

[8]  Deren Chen,et al.  Study of mobile payments system , 2003, EEE International Conference on E-Commerce, 2003. CEC 2003..

[9]  Douglas A. Reynolds,et al.  Speaker Verification Using Adapted Gaussian Mixture Models , 2000, Digit. Signal Process..

[10]  Key Pousttchi,et al.  Current mobile payment procedures on the German market from the view of customer requirements , 2003, 14th International Workshop on Database and Expert Systems Applications, 2003. Proceedings..

[11]  Ganesh Lakshminarayana,et al.  Algorithm Exploration for Efficient Public-Key Security Processing on Wireless Handsets , 2002 .

[12]  Yi-Bing Lin,et al.  Mobile prepaid phone services , 2000, IEEE Wirel. Commun..

[13]  Håkan Melin,et al.  Text Dependent Speaker Verification with a Hybrid HMM/ANN System , 2003 .

[14]  Bala Srinivasan,et al.  A secure account-based mobile payment protocol , 2004, International Conference on Information Technology: Coding and Computing, 2004. Proceedings. ITCC 2004..

[15]  L. Antovski,et al.  M-payments , 2003, Proceedings of the 25th International Conference on Information Technology Interfaces, 2003. ITI 2003..

[16]  Srivaths Ravi,et al.  Optimizing public-key encryption for wireless clients , 2002, 2002 IEEE International Conference on Communications. Conference Proceedings. ICC 2002 (Cat. No.02CH37333).

[17]  Farouk Kamoun,et al.  A SET based approach to secure the payment in mobile commerce , 2002, 27th Annual IEEE Conference on Local Computer Networks, 2002. Proceedings. LCN 2002..