Method for confirming consumer cashing thought in electronic commerce

PURPOSE: An electronic transaction method with intent to purchase confirmation capability is provided to prevent fraudulent use of personal credit cards by confirming a purchase by contacting the card owner through a separate communication line when a purchase is made. CONSTITUTION: An electronic transaction method with intent to purchase confirmation capability is composed of connection, communication, confirmation, and reception. Shopping mall agency's(1) server(11) and the user's(2) personal computer(21) connect to each other through internet(3). Server CPU(111), located inside the server, is connected to the database(112), which stores product information and member's telecommunication telephone information. Separate ROM(114) and RAM(115) are located inside the CPU. CPU is connected to a network interface(113) and communicates with personal computer through it. CPU, connected to ARS or RAS server(22), receives the registered telephone information and transmits purchase confirmation message to the registered cellular phone(P1). ARS/RAS server receives purchase confirmation message from the user and provides it to the server CPU(111). The CPU of the user's PC is composed of ROM(214), which includes operating system and web browser softwares, and RAM(215). Software blocks are loaded into RAM under CPU's control.