The Cost and Financing of Home Modifications in the United States

Home modifications can aid in the performance of tasks and support independent living. However, obtaining funding in the United States is difficult for both individuals and home modification programs. For individuals, cost is an important factor in the decision of whether to obtain home modifications, along with the perceived need and perceived effectiveness of the modifications. Home modification programs face budget limitations and a lack of stable sources of funding. The public and private sources of financing are far from comprehensive and have confusing eligibility requirements. Several action steps by policymakers and practitioners will increase the availability of home modifications. Ideally, the future would bring a housing stock that incorporates visitability and universal design concepts.