Three Layer Service Architecture of the Bank Core Business System

The current operating modes of domestic financial enterprises are experiencing a significant transform from "sector banks" to "process bank".Introducing overseas advanced IT platform system to reform and constructing a new generation core banking system that is in line with domestic regulatory rules have become an inevitable trend.This paper proposed a requirement + semantic + service three-tier service architecture model for bank core business system(BSBS).Moreover,the proposed drate of commercial banks enterprise application integration IFE was designed and develpoed,which includes IFE general framework model,application-layer communication protocol FL7 in financial industry,the IFE core component library(IFE-Infrastructure),system testing standards and the corresponding test asset library.Based on the IFE proposed draft,commercial bank can accomplish the variance analysis to design IT platforms and BSBS applicable to the bank,to avoid duplicate introduction,to carry out assessment and testing to business process and varieties of process reengineering programs,and to avoid the risk in the bank's process changing.