Discriminant analysis of clients' credit management In electricity market

Credit management is very important for utility in electricity market, and to predict which types of credit the clients would be is one of key work. Based on the data of MIS and objection of credit management, a special credit index system is designed. With the multi-variables statistics theory, a model of discriminant analysis is established and tested, which has high precision and lower error-judgment rate, so the model could be used to classified the clients according to its credit scoring and the result could be regards as reference for making different credit management policy in the process of sales and past due management