Payment verification method, terminal and server

The invention provides a payment verification method, a terminal and a server. The payment verification method comprises receiving the fingerprint information of a user and the payment information of the user; carrying out encryption of the payment information of the user through the fingerprint information of the user; sending the encrypted payment information of the user to the server to enable the server to determine whether or not to decrypt the encrypted payment information of the user according to the preset fingerprint information; receiving the processing result from the server; and according to the processing result, determining whether the payment verification is passed. Through the above technical scheme, the payment verification method, the terminal and the server can utilize the fingerprint information of the user to encrypt the payment information of the user and decrypt the encrypted payment information of the user through the preset fingerprint information so as to accurately determine whether the user him/herself is operating so that the safety for the payment information of the user is improved and the safety for payment verification for the user can be guaranteed.