Fingerprint unlocking method and apparatus, and user terminal

Embodiments of the present invention provide a fingerprint unlocking method and apparatus, and a user terminal. The method comprises the steps that a user terminal can acquire a part of a fingerprint image in a process where a user press a fingerprint identification module; the user terminal matches the part of the fingerprint image with a preset fingerprint template in parallel in the process of acquiring the part of the fingerprint image; and if the part of the fingerprint image is successfully matched with the preset fingerprint template, the user terminal is unlocked. Therefore, by carrying out the method and apparatus and the user terminal provided by the embodiments of the present invention, efficiency of screen unlocking of the user terminal can be increased, and user experience of screening unlocking of the user terminal can be enhanced.