Way authentication and payment system using the mobile communication terminal

The present invention provides sellers and buyers between direct sales trading and terrestrial broadcasts, and how satellite broadcasting, catalogs, mass media and authentication and payment system using a mobile communication terminal for a purchase price payment in the mail order transactions using print media offline relate to. Authentication and payment system of the present invention aims to provide a safe and convenient new authorization and settlement process for payment means, such as a buyer and a credit card you can choose between the seller, e-money, mobile phone billing, and of the system configuration, and the issuance and management and operation of the payment means, for receiving a payment authentication request including the payment authentication information such as a password, PIN, or chip authentication password (chip authentication Cryptogram) from the buyer's mobile terminal, and is pre-registered and by comparing the authentication and billing information to authenticate the transaction, issued to reply whether the results of four successful authentication server; Issued for managing URL information server access domestic and foreign issuer to allow the purchaser of the mobile communication terminal can be connected to the issuer server through the wireless Internet use information management intermediate server; Receives directly the authentication result from the issuer server, or via such payment server or the merchant system and a wired network relay system for receiving a payment authorization request including the payment approval information, and payment approval for the transaction of the payment means and the acquirer server that performs the purchase and settlement of the merchant; Upon receiving payment information including the buyer's mobile terminal number, and purchase information of the transaction and the buyer's payment means information from the merchant system, such as merchant terminal or a call center, that from the issuing of the four information management intermediate server payment after requesting and obtaining the issuer server access URL information to the device, it transmits a callback URL message (SMS or MMS) to the connection URL at the time of reply (callBack) to the payment server access URL to the buyer's mobile terminal, the buyer moves If the communication terminal is connected to the payment server via the callback function of the callback URL message, then proceed with the payment confirmation process for these transactions, using the issuer server access URL information is obtained based company issued a buyer of a mobile communication terminal to redirect to the server, and so from the payment made to the authentication of the transaction and the purchaser issued Sagan, it issued the certified results captivity After receiving the reply, payment via transfer to a wired network or direct transmission relay system to the acquirer server, so that the payment authorization made by the acquirer server, the server; In the yirueojim including has a technical feature. The payment server, the server issuer, an acquirer server, issuer information management intermediate server