Mobile payment method and equipment for implementing same
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The invention relates to an electronic payment technology, in particular to a mobile payment method, and a mobile terminal and a payment processing system for implementing the mobile payment method. According to the invention, the mobile payment method comprises the following steps of: acquiring an iris image of a user by using the mobile terminal which is provided with an image acquisition unit; determining the identity of the user according to the acquired iris image; and with the payment processing system, performing payment processing by using a judgment result. Compared with the conventional mobile payment method, the embodiment of the invention has the advantages that: by using iris information as the authentication information of the identity of the user, the safety of the payment service of a mobile phone is greatly improved; and by using the iris information, the burden on password memorization of the user is eliminated. In the embodiment of the invention, the safety capacity of a smart card technology is fully utilized in the processing of the iris information. Moreover, a camera serves as the standard hardware configuration of the mobile terminal such as the mobile phone, so system hardware can be less modified by using the iris information, stead of password inputting.