ISO/IEC standards for on-card biometric comparison

On-card biometric comparison is getting more attention from government and the IT industry because of the higher level of security and its ability to prevent the enrolment template from leakage that can cause privacy concern. To address the interoperability needs, the ISO/IEC SC17 WG11 published a standard entitled ISO/IEC 24787 - 'On-card biometric comparison'. This paper will give an introduction to this new standard and analyse the limitation of implementing minutiae matching algorithm using this standard on low-cost smartcard. We will present a novel algorithm to perform off-card template alignment using the work-sharing mechanism. The final matching process is executed on-card to ensure that the security is not compromised. The average verification time of our proposed algorithm is about 2.5 seconds with an 8-bit Java card with an average EER <= 4.3% using FVC2000 and FVC2002 databases. Hence, the performance is comparable to those minutiae matching algorithms running on PC.

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