Electronic commerce system is now developing at a huge speed, whose final objective is to electronize every phase of commercial activity. Electronic payment is the heart of electronic commerce. Along with electronic commerce development, electronic cash payment systems are also developing. How to achieve safe electronic transactions is the key to the development of electronic cash payment systems. There are two kinds of electronic cash system, on-line and off-line. As the security and effective electronic payment system has become an important part of electronic commerce, according to the new character of cloud computing, it can solve the problems that the electronic cash systems exist leakage of privacy, non-standard transactions and high cost in the traditional network. The paper describes the types of electronic payment and discusses the electronic cash payment safety based on cloud computing. The presented solution can reduce the hardware and software systems cost, particularly for the current electronic commerce security, with efficient and convenient interactive response to the trend.
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