Simple Payment System for Improving Certification and Method thereof

Peyion plug for the present invention secure improved standing (PayOn / PayOn +) simple payment system payment receives input information from the card to communicate with the card CSN (chip serial Number) the received encrypted public of the public key based on the CSN on the basis of and transmitting the key request information to baensa server, and receives to decrypt the smart terminal cryptographic public key and server signature value for encryption from baensa server and send the payment information to the server signature value to the smart terminal then encrypts card encryption key for , after receiving the encrypted credit card information and payment information with the public key from the card again baensa transmits it to the server, the billing information and the received credit card information and receive payment and credit card encrypted with encryption for smart terminal from baensa server It decodes the information, and expresses the processing to process the decrypted payment information, the payment processing information And the smart terminal that sent to baensa server by encrypting the payment processing information and credit card information, the smart devices and the communication by sending the CSN and the encrypted server signature encryption key public for the smart device from a smart device, the payment information and a public key received and decoded by sending verify the signature value and cards sent to the smart device to encrypt your credit card information and billing information with the public key and the encrypted public key request information received requires an encryption key of a public key infrastructure from smart device to the authentication server receives the encrypted public key for baensa server and the smart terminal from the authentication server by encrypting the public key server baensa is temporarily stored, and then encrypts the encrypted public key to the server signature value for the smart device sent to the smart device and the encrypted credit from the smart terminal card information and billing Receiving information and sent to the authentication server, and to send a smart terminal encrypted with the received encrypted credit card information and payment information, and receiving an encrypted credit card information and payment information for from the authentication server as a smart terminal, encrypted from the smart terminal the payment process completion information, and receiving the credit card information and the encrypted payment process completion information and credit card information, and transmitting to the authentication server, upon receiving a payment settlement processing information such as the payment amount transferred decrypted from the authentication server payment received information expression and stores baensa server, receives an encryption key request information from baensa server and in real-time baensa server public key and a smart device generates a public key and to encrypt transmitted to baensa server and the credit card information and payment information encrypted from baensa servers and receive and decode a credit card Information authentication and payment by sending the credit card information and payment information to baensa server then encrypts the smart terminal encrypted with the public key for the connection with a financial institution server, after receiving the payment process completion information and credit card information from baensa server and decoding value after processing the payment settlement such as transfer and encryption baensa server encrypted with the payment settlement processing information, it characterized in that it is configured as an authentication server, transmitting to the server baensa.