User Interface Design and E-Commerce Security Perception: An Empirical Study

In this study, the authors investigate the relationship between human computer interface design and users' security perception. The authors hypothesize that effective human computer interface design has a positive impact on security perception. To test this hypothesis, they use the seven design elements of the customer interface 7Cs as a basis of the reference framework for effective interface design. Hypothesis testing was examined through an empirical study involving 247 subjects. Research reveals that human computer interface design significantly affects the perceived security of e-commerce portals. Further analysis of the results highlights that the top HCI factors that influence security perception are permanent working links, demos and online help tools, information accuracy, and easy website navigation. Therefore, this study suggests that applying good user interface design guidelines at the storefront can be an effective technique for enhancing user security perception and increasing trust and purchase intention.

[1]  Izak Benbasat,et al.  Interface design for mobile commerce , 2003, CACM.

[2]  David C. Yen,et al.  Awareness and challenges of Internet security , 2000, Inf. Manag. Comput. Secur..

[3]  Sevgi Özkan,et al.  Facilitating the adoption of e-payment systems: theoretical constructs and empirical analysis , 2010, J. Enterp. Inf. Manag..

[4]  Deborah E. Rosen,et al.  Website design: Viewing the web as a cognitive landscape , 2004 .

[5]  D. Harrison Charles J Vivek McKnight,et al.  Dispositional Trust And Distrust Distinctions in Predicting High- and Low-Risk Internet Expert Advice Site Perceptions , 2005 .

[6]  I. Benbasat,et al.  The Effects of Interactivity and Vividness of Functional Control in Changing Web Consumers' Attitudes , 2003 .

[7]  Viswanath Venkatesh,et al.  Assessing a Firm's Web Presence: A Heuristic Evaluation Procedure for the Measurement of Usability , 2002, Inf. Syst. Res..

[8]  Ildemaro Araujo,et al.  Developing trust in internet commerce , 2003, CASCON.

[9]  Mohanad Halaweh,et al.  Security perception in e-commerce: Conflict between customer and organizational perspectives , 2008, 2008 International Multiconference on Computer Science and Information Technology.

[10]  P. Pavlou,et al.  Perceived Information Security, Financial Liability and Consumer Trust in Electronic Commerce Transactions , 2002 .

[11]  Sirkka L. Jarvenpaa,et al.  Consumer Trust in an Internet Store: A Cross-Cultural Validation , 2006, J. Comput. Mediat. Commun..

[12]  Clare-Marie Karat,et al.  Editorial: why HCI research in privacy and security is critical now , 2005 .

[13]  Jan H. P. Eloff,et al.  Security and human computer interfaces , 2003, Comput. Secur..

[14]  Jens Riegelsberger,et al.  Shiny happy people building trust?: photos on e-commerce websites and consumer trust , 2003, CHI '03.

[15]  Anol Bhattacherjee,et al.  Individual Trust in Online Firms: Scale Development and Initial Test , 2002, J. Manag. Inf. Syst..

[16]  Stephen Marsh,et al.  Trust in design , 2000, CHI Extended Abstracts.

[17]  Han Yi,et al.  Trust and e-commerce: a study of consumer perceptions , 2003, Electron. Commer. Res. Appl..

[18]  Margot Brereton,et al.  How HCI design influences web security decisions , 2010, OZCHI '10.

[19]  George Stephanides,et al.  The concept of security and trust in electronic payments , 2005, Comput. Secur..

[20]  David M. Szymanski,et al.  E-satisfaction: an initial examination , 2000 .

[21]  K. Pousttchi Conditions for acceptance and usage of mobile payment procedures , 2003 .

[22]  Aminul Islam,et al.  Factors that Influence Customers’ Buying Intention on Shopping Online , 2011 .

[23]  William David Salisbury,et al.  Perceived security and World Wide Web purchase intention , 2001, Ind. Manag. Data Syst..

[24]  Yean Yng Ling,et al.  A conceptual model for selection of architects by project managers in Singapore , 2003 .

[25]  Hao Xu,et al.  Notice of RetractionConsumers' perceived security risks in e-commerce: A survey study , 2010, 2010 3rd International Conference on Computer Science and Information Technology.

[26]  Detmar W. Straub,et al.  Validating Instruments in MIS Research , 1989, MIS Q..

[27]  Florian N. Egger,et al.  "Trust me, I'm an online vendor": towards a model of trust for e-commerce system design , 2000, CHI Extended Abstracts.

[28]  Kristiina Karvonen,et al.  The beauty of simplicity , 2000, CUU '00.

[29]  Young-Gul Kim,et al.  Identifying key factors affecting consumer purchase behavior in an online shopping context , 2003 .

[30]  Shumaila Y. Yousafzai,et al.  Strategies for Building and Communicating Trust in Electronic Banking: A Field Experiment , 2005 .

[31]  Clyde W. Holsapple,et al.  The dynamics of trust in B2C e-commerce: a research model and agenda , 2005, Inf. Syst. E Bus. Manag..

[32]  Jean Vanderdonckt,et al.  A Method to Design Information Security Feedback Using Patterns and HCI-Security Criteria , 2008, CADUI.

[33]  B. J. Fogg,et al.  What makes Web sites credible?: a report on a large quantitative study , 2001, CHI.

[34]  Marios Koufaris,et al.  The development of initial trust in an online company by new customers , 2004, Inf. Manag..

[35]  Sirkka L. Jarvenpaa,et al.  Consumer trust in an Internet store , 2000, Inf. Technol. Manag..

[36]  Gerald L. Lohse,et al.  An Information Search Cost Perspective for Designing Interfaces for Electronic Commerce , 1999 .

[37]  Yung-Ming Li,et al.  Increasing trust in mobile commerce through design aesthetics , 2010, Comput. Hum. Behav..

[38]  Dianne Cyr,et al.  The effects of website design on purchase intention in online shopping: the mediating role of trust and the moderating role of culture , 2010, Int. J. Electron. Bus..

[39]  Jinwoo Kim,et al.  Designing towards emotional usability in customer interfaces trustworthiness of cyber-banking system interfaces , 1998, Interact. Comput..

[40]  Xu Zhiying,et al.  Research of network bank's customer trust on the view of web site , 2010, 2010 International Conference on Networking and Digital Society.

[41]  Bernard J. Jaworski,et al.  Introduction to E-Commerce , 2001 .

[42]  Clare-Marie Karat,et al.  Why HCI research in privacy and security is critical now , 2005, Int. J. Hum. Comput. Stud..

[43]  Sherah Kurnia,et al.  Exploring the Reasons for a Failure of Electronic Payment Systems: A Case Study of and Australian Company , 2007, J. Res. Pract. Inf. Technol..

[44]  Scott Dick,et al.  How Do We Build Trust into E-commerce Web Sites? , 2008, IEEE Software.

[45]  Luke Church,et al.  Generative usability: security and user centered design beyond the appliance , 2009, NSPW '09.

[46]  Dianne Cyr,et al.  Web site design, trust, satisfaction and e-loyalty: the Indian experience , 2008, Online Inf. Rev..

[47]  Mark A. Toleman,et al.  A Framework for Assessing Payment Security Mechanisms and Security Information on e-Commerce Web Sites , 2005, PACIS.

[48]  Jakob Nielsen,et al.  Designing web usability , 1999 .

[49]  D. Gefen,et al.  E-commerce: the role of familiarity and trust , 2000 .

[50]  Joanna Lumsden,et al.  How does personality affect trust in B2C e-commerce? , 2006, ICEC '06.

[51]  Ye Diana Wang,et al.  Trust in B2C E-Commerce Interface , 2005, Encyclopedia of Information Science and Technology.

[52]  Jintae Lee,et al.  An end-user perspective on file-sharing systems , 2003, CACM.

[53]  Noam Tractinsky,et al.  Toward the Study of Aesthetics in Information Technology , 2004, ICIS.