Capital Adequacy Ratio (CAR) Analysis, Non Performing Financing (NPF), Third Party Funds, and Interest Rate on Return on Assets (ROA) of Islamic Banking

. The purpose of this study is to analyze the Capital Adequacy Ratio (CAR), Non Performing Financing (NPF), Third Party Funds, and interest rates on Return on Assets (ROA) in Islamic banking (Study at PT BRI Bank Syariah Syariah in 2012-2019). This research is a quantitative study with the data used are secondary data for all variables and financial data contained in the BRI Syariah Syariah financial statements in the 2012-2019 period. Data collected in this study are secondary data so that the techniques or methods of data collection use non-participant observation. The results of this study are the CAR variable has no significant effect on ROA, the NPF variable has a negative and significant effect on ROA, the TPF variable has no significant effect on ROA, the Interest Rate Variable has no significant effect on ROA, the CAR Variable, NPF, DPK and Interest Rates together - the same significant effect on ROA.

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