Can microcredit improve the risk management capacity of the poor fish farmers? Evidence from Bangladesh

ABSTRACT This study focused on assessing the opinions of the fish farmers concerning their risk management capacity under microcredit programs. Primary data were collected from male fish farmers living in the Mymensingh district of Bangladesh. Binary logistic regression was used to assess the opinions of the fish farmers as to whether their fishery risk management capacity had increased due to microcredit intervention. Propensity score matching technique was used to assess the impact of microcredit on the household incomes of the fish farmers. This study revealed that microcredit had a positive impact on increasing risk management capacity and on the household incomes of the fish farmers.

[1]  Kazi Tanvir Mahmud,et al.  Does Microcredit Really Matter for Healthcare Expenditure of the Poor Fish-Farmers? Perspective from Rural Bangladesh , 2020, Journal of Poverty.

[2]  R. Nielsen,et al.  Credit constraints and aquaculture productivity , 2019, Aquaculture Economics & Management.

[3]  R. K. Bakshi,et al.  Impact of Monthly Repayment System on the Household Healthcare Expenditure of the Rural Women Borrowers: Evidence from Bangladesh , 2019, Journal of Poverty.

[4]  Henry Scheyvens,et al.  Investigating the relationships between climate hazards and spatial accessibility to microfinance using geographically-weighted regression , 2019, International Journal of Disaster Risk Reduction.

[5]  R. Ranjan,et al.  Estimating the Impact of Salinity Stress on Livelihood Choices and Incomes in Rural Bangladesh , 2018 .

[6]  N. Widmar,et al.  Farmer perceptions of risk in 2017 , 2018, Agribusiness.

[7]  Asif Dowla.  Climate change and microfinance , 2018 .

[8]  G. Kabir,et al.  The role of training in building awareness about formalin abuse: evidence from Bangladesh , 2018 .

[9]  R. Khanam,et al.  The effects of microfinance on women's empowerment: New evidence from Bangladesh , 2017 .

[10]  R. Lensink,et al.  Does Microfinance Make Households More Resilient to Shocks? Evidence From the Cyclone Phailin in India , 2017 .

[11]  Md. Golam Mustafa,et al.  The Impact of Aquatic Salinization on Fish Habitats and Poor Communities in a Changing Climate: Evidence from Southwest Coastal Bangladesh , 2017 .

[12]  M. Hasan,et al.  Does Microcredit Really Bring Hope to the Female Borrowers in Bangladesh? Evidence from the Agribusiness Program of BRAC , 2017 .

[13]  H. Ali,et al.  Making sense of the market: Assessing the participatory market chain approach to aquaculture value chain development in Nepal and Bangladesh , 2017, Aquaculture.

[14]  Md. Abdullah Al-Mamun,et al.  Fisheries resources of Bangladesh: Present status and future direction , 2017 .

[15]  Madiha Khan,et al.  Microfinance as a tool for developing resilience in vulnerable communities , 2017 .

[16]  Dumisani Chirambo.  Enhancing Climate Change Resilience Through Microfinance: Redefining the Climate Finance Paradigm to Promote Inclusive Growth in Africa , 2017 .

[17]  A. Azman,et al.  Microfinance as a Development and Poverty Alleviation Tool in Rural Bangladesh: A Critical Assessment , 2017 .

[18]  S. Banerjee,et al.  Microfinance and the business of poverty reduction: Critical perspectives from rural Bangladesh , 2017 .

[19]  Tanzinia Khanom.  Effect of salinity on food security in the context of interior coast of Bangladesh , 2016 .

[20]  G. Kabir,et al.  Does Training Really Matter to the Rural Poor Borrowers in Bangladesh? A Case Study on BRAC , 2016 .

[21]  N. Chowdhury.  The Relative Efficiency of Hired and Family Labour in Bangladesh Agriculture , 2016 .

[22]  I. Majid,et al.  The effect of microfinance on women’s empowerment: Evidence from Malaysia , 2016 .

[23]  S. Narayanan.  The productivity of agricultural credit in India , 2016 .

[24]  M. Dey,et al.  Impact of the Community‐based Fish Culture System on Expenditure and Inequality: Evidence from Bangladesh , 2016 .

[25]  M. Porter.  Effects of microcredit and other loans on female empowerment in Bangladesh: the borrower's gender influences intra‐household resource allocation , 2016 .

[26]  J. Paavola,et al.  Microfinance and climate change adaptation: an overview of the current literature , 2015 .

[27]  Zhao Minjuan,et al.  Welfare Impacts of Microcredit Programmes: An Empirical Investigation in the State‐Designated Poor Counties of Shaanxi, China , 2015 .

[28]  K. Sohag,et al.  Can Zakat System Alleviate Rural Poverty in Bangladesh? A Propensity Score Matching Approach , 2015 .

[29]  A. Parvez,et al.  The Role of Training in Reducing Poverty: The Case of Agricultural Workers Receiving Microcredit in Bangladesh , 2014 .

[30]  B. Belton,et al.  Is Aquaculture Pro-Poor? Empirical Evidence of Impacts on Fish Consumption in Bangladesh , 2014 .

[31]  K. Sohag,et al.  Opinion of the zakat recipients on their food security: a case study on Bangladesh , 2014 .

[32]  M. Beveridge,et al.  Asset or liability? Aquaculture in a natural disaster prone area , 2014 .

[33]  M. Caretta.  “Credit plus” microcredit schemes: a key to women's adaptive capacity , 2014 .

[34]  G. Parvin,et al.  Incorporating Microfinance Institutions (MFIs) to Enhance Food Security for Poor Women Vulnerable to Extreme Climate Hazards in Rural Coastal Areas in Bangladesh , 2014 .

[35]  B. Belton,et al.  Fisheries in transition: Food and nutrition security implications for the global South , 2014 .

[36]  V. Pillai,et al.  Assessing the Participation of Women in Microfinance Institutions: Evidence From a Multinational Study , 2013 .

[37]  S. Fankhauser,et al.  Understanding the adaptation deficit: why are poor countries more vulnerable to climate events than rich countries? , 2013 .

[38]  S. Rahman,et al.  Socio‐economic and ecological challenges of small‐scale fishing and strategies for its sustainable management: A case study of the Old Brahmaputra River, Bangladesh , 2013 .

[39]  H. Folmer,et al.  Microfinance and female empowerment : Do institutions matter? , 2012 .

[40]  L. Becchetti,et al.  Does Microfinance Work as a Recovery Tool After Disasters? Evidence from the 2004 Tsunami , 2011 .

[41]  Piero Conforti,et al.  Risk management and finance along value chains of Small Island Developing States. Evidence from the Caribbean and the Pacific , 2010 .

[42]  R. Matthew,et al.  Microfinance and Climate Change Adaptation , 2009 .

[43]  Jeyanth K. Newport,et al.  Institutional preparedness and sustainability of micro finance institutions during post disaster scenario , 2007 .

[44]  P. Mosley,et al.  Microfinance, labour markets and poverty in Africa: a study of six institutions , 2004 .

[45]  Ghazala Mansuri,et al.  A little at a time: the use of regularly scheduled repayments in microfinance programs , 2003 .

[46]  Md. Ferdous Alam,et al.  Current constraints and future possibilities for Bangladesh fisheries , 2001 .

[47]  Rajib Shaw,et al.  Microfinance institutions and a coastal community's disaster risk reduction, response, and recovery process: a case study of Hatiya, Bangladesh. , 2013, Disasters.

[48]  Nibedita S Ray-Bennett.  The role of microcredit in reducing women's vulnerabilities to multiple disasters. , 2010, Disasters.