Role of Financial Technology FinTech: A Survey

FinTech is not any new theory or a concept. But rather it is a phase which tends to bubble up every now and then as new forms of technologies revolutionize the world. FinTech has been applied in various sectors. Multiple scholars have investigated this phenomenon from the prism of the users in order to comprehend their perceptions of benefits and risks for using FinTech: predominantly revealing that perceived benefit and perceived risks affect intention to use of FinTech; and for raising awareness for FinTech users. This is a review of current literature and it proposes a conceptual model viable for future empirical assessment. Also, recommendations are made in this article for future research in relation to the model and the nine propositions of this study.

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