Method for notification and management of credit card approvement using mobile phone

PURPOSE: A method for informing breakdown of credit card and managing the same is provided to enable a user to check card approval details in real time and prevent a card from being used illegally by transmitting a credit card usage amount of money, a kind of credit card, a credit card number, a member store name/address, and an approval number to a mobile communication terminal from a mobile communication company through a wireless Internet or a short message service when a card is approved. CONSTITUTION: A card payment approval is requested to a card company through a member store terminal(220). The card company judges whether a card payment approval request is normal in accordance with the card approval request of the member store(230). If a card payment approval request is not normal, non-approval information is transmitted to the member store terminal and a card general managing server(240). If a card payment approval request is normal, payment approval information is transmitted to the member store terminal and the card general managing server(252). The card general managing server transmits the received non-approval information or the payment approval information to a mobile communication terminal(254). The mobile communication terminal alarms an alarm signal for informing a transmission of the information(256). If the alarm signal is generated, a mobile communication terminal user checks the information, stores the information in an electronic wallet program of the terminal, and inquires statistics information with respect to card usage details for a predetermined period(260-266).