Exploring consumer adoption of mobile payments - A qualitative study
This paper presents a qualitative study on consumer adoption of mobile payments. The findings suggest that the relative advantage of mobile payments is different from that specified in adoption theories and include independence of time and place, availability, possibilities for remote payments, and queue avoidance. Furthermore, the adoption of mobile payments was found to be dynamic, depending on certain situational factors such as a lack of other payment methods or urgency. Several other barriers to adoption were also identified, including premium pricing, complexity, a lack of critical mass, and perceived risks. The findings provide foundation for an enhanced theory on mobile payment adoption and for the practical development of mobile payment services.
Giving Green to Get Green: Incentives and Consumer Adoption of Hybrid Vehicle Technology
Federal, state, and local governments use a variety of incentives to induce consumer adoption of hybrid-electric vehicles. We study the relative efficacy of state sales tax waivers, income tax credits, and non-tax incentives and find that the type of tax incentive offered is as important as the generosity of the incentive. Conditional on value, sales tax waivers are associated with more than a ten-fold increase in hybrid sales relative to income tax credits. In addition, we examine how adoption varies with fuel prices. Rising gasoline prices are associated with greater hybrid vehicle sales, but this effect operates almost entirely through high fuel-economy vehicles. By comparing consumer response to sales tax waivers and estimated future fuel savings, we estimate an implicit discount rate of 14.6% on future fuel savings.
information system management system cloud computing decision making information technology world wide web life cycle hidden markov model markov model wide web world wide empirical study sustainable development literature review factors affecting life cycle assessment developing country web server parallel algorithm factors influencing cycle assessment electronic commerce technology acceptance model environmental management protein structure user authentication empirical investigation technology acceptance amino acid independent set cloud computing service integrated model protein sequence protein data bank corporate governance nucleic acid set problem sustainability assessment technology adoption environmental management system mobile commerce environmental sustainability internet banking life cycle costing fast parallel maximum independent set mobile banking electronic busines independent set problem maximum independent maximal independent set business network perceived risk cloud computing adoption maximal independent internet web computing adoption workload characterization adoption model sustainability indicator fast parallel algorithm target prediction sustainability issue life cycle sustainability performance outcome top management support adoption of mobile innovation adoption corporate sustainability system adoption information technology adoption adoption decision influencing the adoption cycle sustainability tam model weighted independent set technology adoption model adoption rate sustainability reporting set packing amino acid substitution adoption behavior weighted independent commerce adoption consumer adoption adoption of internet generalized hidden markov sustainability practice banking adoption weighted set subset problem acid substitution e-business adoption product adoption perceived behavioral control natural capital mirna target prediction electronic commerce adoption mobile banking adoption adoption research toe framework ecological sustainability agricultural sustainability independent sequence internet web server technology adoption research review [publication type] united state